INFORMATION WE COLLECT
General: When you register, and at other times, we will collect personally identifiable information from you that may include your name, age, address, e-mail address, credit-card number and facts about your computers, profession, investing habits and similar information. We do not, however, knowingly collect personal information from children under the age of thirteen.
Surveys: We may conduct occasional online surveys. For example, when you’re within a VFC website, you may see a pop-up window offering you the optional opportunity of participating in a survey. These surveys are entirely voluntary and you may easily decline to participate.
Web Site Usage Information: We automatically collect IP addresses and website usage information from you when you visit a VFC website. This information helps us evaluate how our visitors and subscribers use and navigate our Web sites, including the number and frequency of visitors and subscribers to each Web page, and the length of their visits.
HOW WE USE INFORMATION COLLECTED
We may use information that we collect in several ways, including the following:
- For the purposes for which you provided the information including, for example, to enable us to process, validate, and verify subscriptions, and to send you emails regarding court opinions, legal analysis, and feature articles, and other purposes.
- To send you e-mail notifications about our products and services, special offers, or to otherwise contact you.
- To enhance existing features or develop new features, products and services of VFC’s various websites.
- To provide advertisers and other third parties with aggregate information about our user base and usage patterns.
- To allow us to personalize the content and advertising that you and others see based on personal characteristics or preferences.
We may combine the information that we collect about you on VFC websites with information that you provide to us in connection with your use of our other products, services and Web sites.
We may hire other companies to perform services on our behalf including, without limitation, facilitating some aspects of VFC websites, sending e-mail, and fulfilling purchase requests. These other companies may be supplied with or have access to your personally identifiable information solely for the purpose of providing these services to us or on our behalf.
We may use third parties, called third-party ad servers or ad networks, to deliver ads to you on our behalf. These third-party ad servers may be supplied with or have access to your personally identifiable information solely for the purpose of providing these services to us or on our behalf. They may also collect and use non-personally identifiable information about your visits to VFC websites and other websites in order to present advertisements that may be of interest to you.
In general, we do not disclose to third parties any personally identifiable information or report information that you provide pursuant to your use of www.dlomcalculator.com. We may disclose and use personally identifiable information and redacted report information (redacted to avoid disclosure of identifiable client information) in special circumstances where it is necessary to enforce our License Agreement (for example, when necessary to protect our intellectual property rights). We may also disclose or use your personal information and non-redacted report information when we, in good faith, believe that the law requires us to do so.
COOKIES AND WEB BEACONS
We employ cookie technology. We use web beacons (invisible images often referred to as pixel tags or clear GIFs) on our site in order to recognize users and assess traffic patterns. We also include Web beacons in our e-mail messages including newsletters in order to count how many e-mail messages have been opened.
ADS FOR VFC SERVICES
When you view an ad for VFC on other sites, our third-party advertising company may place or recognize a unique cookie on your browser. VFC and our advertising company may also use Web beacons (invisible images often referred to as pixel tags or clear GIFs) to note which VFC pages you visit after viewing our ads. The information that is collected through the use of these images is not personally identifiable and is used only to track response to our advertising efforts.
The personally identifiable information we collect about you is stored in limited-access servers.
REVIEW AND CORRECTION
You may review and update the personally identifiable information/registration information that you have provided to us by contacting us using the Contact Us page.
We retain your information for as long as necessary to permit us to use it for the purposes that we have communicated to you and comply with applicable law or regulations.
TRANSFER TO U.S. OR OTHER COUNTRIES
Your information may be stored and processed in the United States or any other country where VFC has facilities, and by using our services, you consent to the transfer of information outside of your country.
COMMENTS AND QUESTIONS
November 27, 2013